![]() The mutual bank's one-year deposit rate increased 60 basis points to a rate of 4.20% p.a., requiring a minimum deposit of $1,000 and interest paid annually. Previously offering the highest one-year deposit rate back in August, G&C Mutual Bank has joined the ranks once more, increasing deposit rates in the past week by up to 125 basis points (1.25%). G&C Mutual Bank increases term deposits by up to 1.25% To receive this rate with Macquarie Bank, customers require a minimum deposit of $5,000 with interest paid annually. The 20 basis point decrease takes the one-year deposit rate of one of Australia's largest banks back below the 4% mark to 3.90% p.a. Macquarie Bank's one-year deposit previously offered one of the most competitive rates on the market at 4.10% p.a., competing with the likes of Judo Bank, AMP, People's Choice and Community First Credit Union. Macquarie Bank's decision to decrease term deposit rates by up to 20 basis points (0.20%) this week comes at a time when banks continue to breach the 4% one-year rate mark in order to remain competitive.
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